ID Theft Prevention Process

We'll explain here how your Center for Identity Theft Prevention company will protect your identity. Here are the steps your company will typically take to safeguard your good name.

1. The company requests that the credit bureaus set fraud alerts on your credit report. Most Center for Identity Theft Prevention companies have automated systems that do this almost immediately, so the alerts are set within an hour of when you sign up. Occasionally, the company might have to set the alert manually, which will take more time. They will let you know immediately if this happens. Fraud alerts force anyone who wants to do anything with your credit to call you first to verify the identity of the person who initiated the transaction.
2. Fraud alerts are reset every 90 days until you no longer want them. Your Center for Identity Theft Prevention company will automatically reset the fraud alerts on your credit every 90 days unless you tell them to stop or your circumstances change.
3. The junk mail stops. One of the features Center for Identity Theft Prevention customers like the most about our companies' services is the complimentary request to have you removed from junk mail lists. This means you will no longer receive junk mail or pre-approval credit card offers in the mail, which are prime targets for identity thieves.
4. Your credit reports are automatically ordered every year on your behalf. Your Center for Identity Theft Prevention company will automatically order your free credit reports for you every year and have them sent directly to you. This way, you can stay on top of any changes to your report and review it for any signs of identity theft.
5. Don't worry if your wallet or purse is lost or stolen. The Center for Identity Theft Prevention company will also take care of the situation if your purse or wallet is ever lost or stolen. You simply call your identity theft prevention company, and they will set to work canceling the accounts affected, ordering new cards (insurance cards, credit cards debit cards), and helping you replace your lost documents, such as your driver's license and social security card.
6. Service guarantee. All Center for Identity Theft Prevention companies offer a service guarantee that will protect you in the event of identity theft. Some Center for Identity Theft Prevention partners will spend up to a million dollars to restore your good name after identity theft occurs. This means they will help you hire lawyers, case managers, accountants, etc. to help make things right, and they will foot the bill. Also, if you lose money as a result of the theft, your company will reimburse you for it.

If you have any questions, please read our Frequently Asked Questions page.